Vested vs INDmoney: Which is better in 2023

Whether to invest in US stocks through Vested vs INDmoney? We compare both options so that you can make the best choice for your needs.

Vested and INDmoney are both popular investment platforms, each offering unique features and benefits. So, if you are planning to start with investments, you may want to know which platform to start on.

That’s what we have covered in this blog – detailed information comparing Vested and INDmoney its features and which one is better.

The US market is quite fluid and can help investors get more tax returns. With proper asset management and investment, it can become quite easy to stay ahead.

But which is better for making investments? Let us dive in for the answer.

What is Vested?

What is Vested?

Vested primarily focuses on the US stock market, offering commission-free trading, fractional shares, and a user-friendly interface.

It caters to investors interested in investing specifically in US stocks. It provides the benefit of fractional share investing.

What is IndMoney?

INDmoney is a comprehensive financial platform designed for the Indian market. It provides services such as investment management, tax optimization, and expense tracking. 

INDmoney supports a broader range of asset classes, including mutual funds, stocks, and fixed deposits.

INDmoney offers a more holistic approach to financial management for Indian investors. 

Vested vs INDmoney: Quick Comparison

Vested and INDmoney are two distinct investment platforms with their own unique offerings. In the table below, you can find a concise comparison of IndMoney vs. Vested, the details of which we will explore later in the article.

AvailabilityPrimarily available for US residents and citizens.Primarily available for Indian residents.
Investment OptionsOffers trading of individual stocks and ETFs listed on US exchanges.Offers a wide range of investment options, including stocks, mutual funds, index funds, ETFs, bonds, and more.
Account TypesIndividual brokerage accounts.Individual and joint brokerage accounts and tax-saving accounts like NPS and ELSS.
FeaturesCommission-free trades. Fractional share investing. Social trading allows users to follow and copy trades of successful investors. Educational resources and market news updates.Paperless account opening process. Automated investment advice through AI-powered algorithms. Portfolio tracking and analysis tools. Mutual fund ratings and recommendations.
Mobile AppAvailable for iOS and Android devices.Available for iOS and Android devices.
SecurityMember of FINRA and SIPC, providing certain investor protections.SEBI-registered intermediary, adhering to regulatory standards for investor protection.
Customer SupportEmail and in-app chat support.Email, in-app chat support, and a helpline for customer assistance.
PromotionsOffer referral bonuses for referring new users.Various promotional offers and cashback programs.

Both are viable options to invest in, but the choice between the two depends on individual investment preferences and geographical location.

Let us learn more about the factors of distinction.

1. Regulations

  • Vested is regulated by the United States Securities and Exchange Commission (SEC) as a registered broker-dealer. 
  • INDmoney operates in compliance with the regulations set by the Securities and Exchange Board of India (SEBI) as a registered investment advisor and distributor of mutual funds.

2. Investment Products

Vested primarily offers investment products focused on the US stock market, including stocks and exchange-traded funds (ETFs). 

INDmoney, on the other hand, offers a wider range of investment products such as mutual funds, stocks, fixed deposits, and other financial instruments catering to the Indian market.

3. Bonuses, Promotions & Freebies

Vested does not explicitly advertise bonuses, promotions, or freebies on its platform. However, they may occasionally run promotional campaigns or offer referral programs, which can provide users with certain benefits. 

INDmoney, on the other hand, may offer promotional incentives or benefits from time to time, which can vary based on their marketing campaigns and initiatives.

4. Plans & Pricing

Vested offers a commission-free trading model for US stocks, where users can trade without incurring any trading fees.

However, they may charge for additional services such as account transfers or premium features. For Vested, you need to pay a forex markup charge of around 1.2%. 

INDmoney offers different plans with varying pricing structures, depending on the level of services and features desired by the user. Indmoney charges around 0.0001% of the order value.

5. Customer Support Services

INDmoney provides customer support services through multiple channels, including email, phone, and live chat. They strive to assist users with their queries and provide prompt resolutions. 

Vested offers customer support primarily through email and their in-app chat feature.

While both platforms aim to address customer concerns, INDmoney may have a more extensive customer support infrastructure due to its broader range of financial services and Indian market focus.

6. The User Interface

Vested and INDmoney have distinct user interfaces tailored to their respective platforms. One of the best things about Vested is that it has a very user-friendly interface.

As a result, users can easily navigate through the website. Furthermore, the layout is immaculate, which gives an understanding of the trading features and helps you understand how to use the dashboard. 

INDmoney is one of India’s major trading firms with a compelling user interface. This helps to meet the requirements of the user.

Using the dashboard becomes supremely easy when you get used to the interface. As a result, you can better understand how the dashboard helps all users achieve their financial goals.

7. Security

Vested and INDmoney prioritize the security of their users’ investments and personal information. 

Vested ensures user account security through encryption protocols, multi-factor authentication, and regular security audits. Additionally, Vested segregates customer assets and works with reputable clearing firms for added protection. 

INDmoney employs industry-standard security measures, including data encryption, firewalls, and secure servers. They also comply with regulatory requirements for safeguarding user data. 

However, it’s important to note that no platform can guarantee absolute security, and users should take precautions like using strong passwords and keeping their devices secure.

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Vested vs INDmoney: Which is Better for You?

Vested vs INDmoney: Which is Better for You?

Choosing between Vested and INDmoney depends on your investment preferences and location.

If you’re interested in US stock trading, Vested’s commission-free trading and user-friendly interface make it a suitable choice. 

However, if you’re an Indian investor seeking a comprehensive financial platform with services like investment management and tax optimization, INDmoney offers a broader range of options. 

Consider factors like access to specific markets, desired services, customer support, security, and associated costs.

It’s essential to conduct thorough research and evaluate which platform aligns better with your investment goals and requirements.

Considerations Before Investing in US Stocks via Vested & INDmoney

Before you dive into the US stock market, you need to know a few things, such as:

  • You must be familiar with all the risks that are involved in it. This is mainly because the prices can be volatile. 
  • It is advisable to analyze the company’s status in the initial stages, especially in terms of growth, financial and competitive position.
  • Conduct a thorough analysis of the US market, from the industry trends to the economic conditions.
  • Analyze the management team and the history of the business. 
  • Assess the valuation of the stock and compare it to its peers. 
  • Understand the tax implications and any regulatory requirements. 
  • Consider diversifying your portfolio and setting realistic investment goals. 

It is advisable to consult with a financial advisor or do thorough research before making investment decisions.

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Vested and INDmoney are popular investment platforms catering to different markets and offering unique features.

Vested specializes in US stock trading. On the other hand, INDmoney offers a comprehensive suite of financial services for Indian investors.

Choosing between the two depends on individual preferences, investment goals, and geographical location. 

It is crucial to evaluate each platform’s specific offerings, customer support, security measures, and associated costs to make an informed decision that aligns with your investment needs.


Is it safe to invest via Vested?

Yes, Vested takes security measures such as encryption protocols and multi-factor authentication to ensure the safety of user accounts and investments.

Is Indmoney SEBI registered?

Yes, INDmoney complies with the regulations set by the Securities and Exchange Board of India (SEBI) as a registered investment advisor and distributor of mutual funds.

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